Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Retirement Redefined Around the country, attitudes about retirement are shifting. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.